See what cannabis businesses are our specialties

We’re the experts in transitioning you from Conditional Licensing through to Annual Licensing.

  • 90% approval rate for Conditional licensing
  • Approvals in as little as 6 weeks (vs. 6 months)
  • Higher quality at an affordable price


Cultivators are divided into three categories: indoor, outdoor, and greenhouse. Although there is some outdoor cultivation, most cultivation exposure is either indoor with the aid of grow lights, or in greenhouses. There is no coverage available for outdoor crops.


Distributors pick up product from a warehouse or distribution center and deliver to retailers.


Wholesalers engage in the sale of goods or merchandise to retailers or other distributors.


Manufacturers integrate the cannabis and hemp into other edible or ingestible products including, but not limited to: bakery goods, candies, oils, shatters, or other edibles. Manufacturers must produce the edible and/or topical goods in commercial kitchens or approved state facilities, subject to individual state regulations.


Dispensaries and retail operations are eligible for the program. Onsite consumption is approved for retail and/or dispensary classifications unless the state regulations prohibit the use of cannabis and hemp on the premises of the dispensary or retail operation.


Delivery Services must be classified as one of the following:

•Approved classification to patient.
•Approval classification to approved classification (for example, manufacturer to the dispensary).
•Sub-contracted and delivers to an approved classification


Laboratories can be a stand-alone operation, or part of a larger vertically integrated operation in conjunction with other program classifications. All laboratories must adhere to state and local laws in the state they operate in.

Meet the


Brian Ruggeri knows what it takes to get Cannabis businesses operational since he’s done it himself, along with helping dozens of others! 

Brian Ruggeri

Changing lives


Bringing hope to those in need is our passion.
Through our Community Cause Program we make providing support to families and individuals facing tough times part of our daily lives.




I reached out of curiosity and ended up not only getting quoted but switching to them! Apex really does everything in their hands to take good care of their clients. I can see myself staying with them for many years…if not forever!

Michael Johnson

Apex Insurance has been the best decision I’ve made in a while! I was having so much trouble looking for insurance and Brian was definitely helpful. Such a great call to go to them!

Stephanie Gonzalez

(917) 681-8434

45 Oakland St. Red Bank NJ 07701

3930 Richmond Ave. Suite #105 Staten Island NY 10312

45 Oakland St. Red Bank NJ 07701

3930 Richmond Ave. Suite #105 Staten Island NY 10312

(929) 295-7422